Of the purchase
We fund the full A-to-B price and standard closing costs. No credit checks, no income verification.
Funding online · approvals under 24 hrs
Fund your A‑to‑B. Keep your spread.
United Capital Group funds your A-to-B purchase in full, so you can double close without tying up your own cash. Approvals within 24 hours, no credit checks, and funds wired straight to escrow.
- Capital funded
- 100% of purchase
- Baseline fee
- 2% or $1,500 min
- Approval time
- <24 hours
- Out of pocket
- $0
Why UCG
Why Choose United Capital Group?
Because your deal never sleeps. And neither does your funding.
You found the property. Your buyer is ready. Your profit is on the line. The last thing you need is to lose momentum because someone didn't answer, missed an update, or your funding contact is unavailable.
That's why United Capital Group is powered by cutting-edge AI technology designed to keep your transaction moving 24/7.
AI doesn't take weekends off. It doesn't go on vacation. It doesn't call in sick. It doesn't take PTO. It never sleeps.
Our technology helps monitor your transaction, keep critical information organized, and reduce the delays that can cause a deal to go cold.
Because in real estate, opportunities don't wait for business hours.
Whether it's early morning, late at night, a weekend, or a holiday, we're built around keeping your transaction moving when timing matters most.
Your deal is always moving.Your funding is always working.Your opportunity never has to wait.
United Capital Group — Short-term funds. Long-term relationships
The mechanics
What is a double close?
Two back-to-back closings on the same property, often on the same day. Here's exactly where our funding fits in.
A→B
You buy the property
Our funds pay your seller in full at the first closing, so you take title without putting up your own cash.
B→C
You sell to your end buyer
Your buyer purchases the property from you at the second closing, using their own funds.
✓
Everyone gets paid
Our funding and fee are repaid from the B-to-C proceeds at closing. The spread between the two prices is yours.
Why not assign?
A double close keeps your spread private from both the seller and the buyer, and it works on contracts that can't be assigned.
Terms
Every deal, the same four terms.
No surprise line items at closing. What you see here is what's in the file.
One baseline fee
2% of the purchase price or $1,500, whichever is greater. No application, doc, or underwriting fees. Closings that run past three business days carry an extension cost of $250 per business day.
Zero out of pocket
Our fee is paid from escrow at your B-to-C closing, not before it.
Same-day wire
As soon as escrow verifies your end-buyer's funds, we release our wire to close your deal the same business day.
How it works
From contract to closing.
Four steps. Most files clear inside a day.
01 You
Send your contracts
Share your executed A-to-B purchase agreement, your B-to-C buyer agreement, and your title company's contact info.
02 UCG
We review the file
Our team confirms title and clears the file. Most deals are approved in under a day.
03 Escrow
Funds hit escrow
Once your end-buyer's funds are verified in escrow, we wire the full purchase price to your title company.
04 Closing
You close and get paid
Your B-to-C sale closes on schedule, our fee settles from proceeds, and the rest is yours.
Estimator
Estimate your funding.
Drag the sliders or type your purchase and resale prices to see your fee and what you walk away with.
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$500Drag in $500 steps or type any amount$1M
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$500Drag in $500 steps or type any amount$1.2M
1 day10 days
Your deal terms
Amount wired to escrow $150,000
Baseline fee $3,000
Extension cost $0
Gross spread $25,000
Your estimated net $22,000
Fee is 2% of purchase price or $1,500, whichever is greater, paid from proceeds at your B-to-C closing, not upfront. Closings past three business days add $250 per business day. Net excludes your own title and closing costs. Estimate only; final terms confirmed at file review.
Tool · readiness
Is your deal ready to fund?
Six quick questions. Answer them and we'll tell you what's missing before you send the file.
01Is your A-to-B purchase agreement signed by both sides?
02Do you have a signed B-to-C agreement with your end buyer?
03Is the title clean, with no unresolved liens or issues?
04Is your title company set up to handle a double close?
05Are both closings scheduled to close simultaneously?
06Is the property outside California?
0of 6 ready
Answer the questions to check your deal
Each answer updates this panel. Anything missing shows up here with what to do next.
About
Built for wholesalers who move fast.
Most transactional funding is slower than the deals it's meant to support. We built our underwriting around the way wholesalers actually work: tight timelines, thin margins, and buyers who won't wait. Every file gets reviewed by someone who understands what a double close needs, not a queue.
24hrsTypical approval time
100%Of purchase price funded
$0Upfront cost to you
2%Baseline fee, no application fees
Coverage
We fund in 49 states.
Every state except California. Tap a state or search for yours.
49states funded
Pick a state to check.
We fund hereNot available
Guides
Wholesaler guides.
Short, practical reads on getting a double close to the finish line.
Guide 1Double close or assignment: how to choose
When each one makes sense, and what it costs you.
Read guide
With an assignment, you sell your rights in the purchase contract to your end buyer and collect a fee at one closing. There's no second closing and no funding to arrange, but your fee is usually visible on the closing paperwork, and the contract has to allow assignment.
With a double close, you buy the property (A-to-B) and resell it (B-to-C), usually the same day. You pay two sets of closing costs and need funding for the first purchase, but each side only sees its own price, and it works when a contract can't be assigned.
A simple rule: if the spread is large enough that showing it could spook the seller or buyer, or the contract can't be assigned, a double close is usually the better route. Run your numbers in the fee estimator.
Guide 2Getting your title company ready
Five steps that keep both closings on schedule.
Read guide
- Confirm they handle back-to-back closings before you go under contract with your buyer.
- Send both the A-to-B and B-to-C agreements together so they open both files at once.
- Ask them to run title early and flag any liens or issues right away.
- Make sure they'll verify your end buyer's funds in escrow. That's when we release our wire.
- Share their contact details in your funding request so our team can coordinate directly.
Guide 3Five things that delay a closing
And why speed matters for your costs.
Read guide
- Title problems found late. Order title as soon as the A-to-B contract is signed.
- End buyer's funds not ready. Confirm proof of funds before you set the closing date.
- Missing signatures or addenda. Double-check both contracts are fully executed.
- Slow payoff or lien letters. Request them early through the title company.
- Scheduling gaps. Line up both closings for the same day where possible.
With UCG, closings past three business days add $250 per business day, and if a deal extends past 5 business days we reserve the right to withdraw funds at no cost to you.
Guide 4What to send with your file
Everything we need for a same-day review.
Read guide
- Your executed A-to-B purchase agreement
- Your executed B-to-C buyer agreement
- Your title company's contact details
- The property address and your target closing date
Upload both contracts in the funding form. Most files are approved in under 24 hours.
Glossary
General information for wholesalers, not legal advice.
FAQ
Questions before you send a file.
What is transactional funding?
A short-term B2B loan that covers your A-to-B purchase when you don't have capital or a standing line ready. It closes the gap between contract and your B-to-C sale.
How fast can I get funded?
Most files are approved in under 24 hours. Once escrow verifies your end-buyer's funds, we wire the full purchase price the same business day.
What do I need to qualify?
Your executed A-to-B purchase agreement, your executed B-to-C buyer agreement, clean title, and your title company's contact info. There are no credit checks and no income verification.
What happens if my closing gets delayed?
Closings that run past three business days carry an extension cost of $250 per business day, settled from proceeds with the rest of the fee. If a deal extends past 5 business days, United Capital Group reserves the right to withdraw funds at no cost to you.
Which states do you fund in?
All states, excluding California.
Is there a minimum deal size?
There is no minimum amount. All deals are welcome.
What does my title company need to do?
Confirm title on the file, verify your end-buyer's funds in escrow, and receive our wire for the A-to-B closing. Our fee is paid from escrow at your B-to-C closing.
Get funding
Let's fund your next deal.
Send your deal details and both contracts. Most files clear inside a day.
What happens after you submit
- We review your A-B and B-C contracts and title info
- Approval confirmed, usually under 24 hrs
- Funds wire directly to your title company
- You close on schedule, fee settles from proceeds
Business hours
Mon – Fri9:00am – 6:00pmSat – SunClosed
Your documents stay confidential. Contracts and title files are reviewed only by our underwriting team and are never shared beyond your deal file.